Our business was founded in 1880 to provide affordable credit to working class families in industrial West Yorkshire. Since then we have grown to become the UK‘s leading provider of home credit. Provident Financial obtained a listing in 1962 and today is a FTSE 250 company listed on the London Stock Exchange.In addition to our well-established UK home credit operation which serves 1.49 million customers, we also have a motor insurance business and a credit card offer in the UK.
Our four Central European markets – Poland, the Czech Republic, Hungary and Slovakia – have a combined population about equal to that of the UK. Consumer markets have grown rapidly in recent years, fuelling demand for credit and we now have 1.65 million customers in this region.Home credit didn’t exist here before Provident moved in. For the first time, customers had a quick, convenient alternative to local banks or borrowing money from friends or family. Our soaring customer numbers show they value the service we provide.Many customers in central Europe are concentrated in urban areas which lends itself well to a home credit operation. We’ve also benefited from the high calibre of available employees and a culture that values responsible borrowing and repayment.
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